Millions of older Britons are missing out on a tax‑free benefit worth up to £5,959.20 a year, despite being eligible for support with daily care needs.
Attendance Allowance is available to people aged 66 and over who have a disability or health condition that requires regular help or supervision.
The benefit is paid weekly at two rates depending on the level of care required by the Department for Work and Pensions (DWP).
Claimants receive either £76.70 or £114.60 per week, with the higher rate amounting to £5,959.20 annually.
To qualify, applicants must have reached state pension age and have a physical or mental disability, including conditions such as sensory impairments or learning difficulties.
Applicants must show that their condition means they need help with personal care or require supervision to stay safe, and that this level of support has been needed for at least six months.
Residency rules also apply: claimants must be in Britain when applying, have lived in the UK for at least two of the previous three years, and be habitually resident in the UK, Ireland, the Isle of Man or the Channel Islands.
Attendance Allowance cannot be claimed alongside other disability benefits, including Disability Living Allowance, Personal Independence Payment, Adult Disability Payment, Scottish Adult Disability Living Allowance or Armed Forces Independence Payment.
Attendance Allowance explained as pensioners could get up to £5,959.20 a year in extra support
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People living in care homes may still qualify, but only if they pay the full cost of their care themselves.
Applications can be made online or by post.
Claimants must provide their National Insurance number, contact details, information about their condition, GP details and any care arrangements.
Those applying by post can download a form or request one via the helpline.
The support is paid by for by the DWP
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After submitting a claim, applicants typically receive confirmation within three weeks, followed by a written decision outlining any payments awarded.
In other recent developments, My Pension Expert policy director Lily Megson‑Harvey warned that the rising state pension age risks widening the gap between when people hope to retire and when they can actually access their entitlement.
She said those in physically demanding jobs could be hit hardest, as many may struggle to remain in work until 67.
Ms Megson‑Harvey urged people to check their National Insurance record early to avoid unexpected shortfalls later in life.
She also cautioned that any future changes to the triple lock could erode the real‑terms value of the state pension.
The policy director said both raising the pension age and altering the triple lock remain “firmly on the table” as ministers weigh long‑term costs.
She called on the Government to provide clearer, more transparent communication about future reforms.
Ms Megson‑Harvey said regular reviews of pension forecasts will become increasingly important as rules continue to evolve.
