Chicago Injury Help Guide: What To Do in the First Week

What should you do at the scene in Chicago during the first hour?
If you or someone near you is hurt, call 911 immediately. In Chicago, emergency dispatch can route Chicago Police Department and Chicago Fire Department units quickly. If it is safe, move vehicles out of traffic, turn on hazard lights, and set out flares or triangles if available. Federal safety guidance emphasizes staying calm, checking for injuries, and exchanging information only after the scene is safe [1].
Gather the other party’s name, phone, address, driver’s license number, license plate, and insurance details. Ask for the responding officer’s name and badge number and request the crash report number before leaving. If you are in a nonvehicle incident such as a fall or a bicycle collision with a vehicle, ask store or property personnel to generate an incident report and obtain a copy or at least the report number before you depart.
Do not argue about fault. Short, factual statements are best. If pain increases, ask for ambulance transport. Delayed symptoms are common after collisions and falls, which is why quick evaluation matters [1].
How do you document injuries and property damage in the first week?
Effective documentation in week one can make a strong difference in civil claims. You can help by doing the following as soon as practical:
- Photograph everything. Take wide and close photos of vehicle positions, debris, skid marks, traffic signals, weather, and lighting. For indoor incidents, capture wet floors, warning signs, torn carpeting, or broken handrails. Photograph injuries daily to show progression of bruising or swelling.
- Collect names and contacts. Witness names, phone numbers, and emails are crucial. Ask whether any witness recorded video.
- Save receipts and out of pocket costs. Keep receipts for medications, bandages, rideshares to appointments, and rental cars. These items help prove economic damages later on.
- Start a symptom and activity journal. Note pain levels, sleep disruptions, missed work, and lost activities each day. These entries help describe non economic impacts.
- Secure official reports. For traffic crashes in the city, CPD traffic crash reports are obtainable online after processing [4].
If you are unsure where to begin, many people consult personal injury lawyers for help coordinating early evidence and records gathering. That early guidance can prevent gaps in proof later on.
Where and when must you report an Illinois crash or incident?
Illinois law requires reporting qualifying motor vehicle crashes to the Illinois Department of Transportation. Generally, a written report is required within 10 days if any person is injured or killed or if property damage exceeds the statutory threshold [3]. Completing this report does not decide fault, but failure to file can affect your driving privileges. The report is separate from the police officer’s report, which law enforcement must forward to the state as well [3].
In Chicago, you can purchase a copy of the CPD traffic crash report when it becomes available through the department’s designated portal. You will typically need the report number, incident date, and location [4].
For nontraffic incidents such as a fall at a business, report the event to the manager and request that an incident report be created. If an injury occurs on public property, call 311 for guidance and request documentation. Keep copies of any communications.
How soon should you seek medical care and collect medical records?
It is important to seek prompt medical evaluation even if you feel only soreness or a headache. Certain injuries, such as concussions, internal injuries, or soft tissue damage, may not be obvious at the scene. NHTSA safety guidance stresses immediate evaluation after a crash and following your doctor’s recommendations [1].
During the first week, ask your providers how to access your records and imaging. Under federal privacy rules, you have a right to timely access to your medical records, usually within 30 days, and often faster through patient portals [11]. Save discharge instructions, doctor’s notes, prescriptions, and referrals. For ongoing symptoms, continue care and keep all scheduled follow ups, which helps connect your injuries to the incident and supports your claim.
Some people contact Chicago personal injury lawyers early to help track medical records, coordinate liens, and make sure nothing important is missed within the first few days. This can reduce administrative stress while you focus on recovery.
When and how do you notify insurance in Illinois?
Most auto and property policies require prompt notice of a potential claim. Contact your insurer within the first few days to report the basic facts. Provide only accurate, concise information. If the other party’s insurer calls, you can provide basic identifiers and claim numbers, then request written questions so you can answer accurately after you have your medical facts. Illinois law also regulates unfair claims practices, and keeping a written record of calls and letters helps if there are delays or unreasonable requests [12].
Do not sign blanket medical authorizations without understanding their scope. You can offer relevant records from after the incident and, when appropriate, limited prior records about similar body parts or complaints. Ask for claims numbers for both bodily injury and property damage, and request the adjuster’s email to keep a paper trail.
If you are unsure how to handle insurer interviews, you can consult car accident lawyers to coordinate communications, protect the completeness of your file, and avoid avoidable misstatements that sometimes occur early in the process.
What Illinois legal deadlines start running right away?
Several Illinois deadlines impact civil cases, so it is helpful to calendar them during the first week:
- General personal injury. Most Illinois personal injury claims must be filed within two years of the injury date [5].
- Property damage only. Claims for property damage are generally subject to a five year limitation period [7].
- Claims against local public entities. Claims against cities, counties, or other local public entities often have a one year limitation period under the Tort Immunity Act [6]. This frequently arises with municipal vehicle collisions or incidents on public property in Chicago or Cook County.
- Wrongful death. Most wrongful death claims must be brought within two years by the personal representative of the decedent’s estate [9].
- Minors and those under legal disability. Illinois tolling rules may extend deadlines for minors and persons under certain disabilities [8].
Because these deadlines vary and there are exceptions, it is prudent to get legal help early. Speaking with car accident lawyers in Chicago during week one can help you map the correct deadline and protect evidence while it is still available.
How do you preserve evidence in Chicago, including videos and vehicles?
Evidence can disappear quickly in Chicago. Winter plows, rain, and daily traffic can wash away skid marks, and many surveillance systems overwrite footage within days. Take these steps in week one:
- Send preservation letters. Ask nearby businesses to preserve surveillance from the date and time of the incident. For vehicle crashes, request retention of dashcam or telematics data when applicable. Property owners and fleet operators often have policies about data retention. Written notice improves your chance of getting the footage later.
- Request CPD records. If there were body worn cameras or relevant 911 recordings, follow Chicago’s FOIA process promptly. The CPD portal explains how to request existing records [14].
- Secure your vehicle. Ask the tow yard not to destroy, salvage, or release your vehicle without written permission. Photographs and a post loss inspection can be essential when there is dispute about crash mechanics.
- Keep damaged items. Store torn clothing, broken glasses, defective parts, and footwear in sealed bags with labels. Do not wash or repair them until after photographs and inspection.
Law firms often coordinate letters to at fault parties and third parties to preserve videos and logs. Many Chicago car accident lawyers have systems to get these out during the first week, which can be critical for cases involving traffic cameras, rideshare vehicles, or commercial fleets.
What if you may be partly at fault under Illinois law?
Illinois follows a modified comparative negligence rule. You can recover damages if you are not more than 50 percent at fault. If you are 50 percent or less at fault, your recovery is reduced by your percentage of fault. If you are more than 50 percent at fault, you generally cannot recover [10]. Early evidence gathering often affects this analysis, so promptly securing witnesses and videos in Chicago can be decisive.
Do not assume the police report assigns final fault. Liability in civil cases is determined under Illinois law and facts developed in discovery, not just the boxes checked in a traffic report. Keep collecting evidence and medical documentation during week one and beyond.
How does the first week differ for common Chicago accident types?
What is different after a Chicago car crash?
Complete the Illinois crash reporting requirement if the statutory thresholds are met, and obtain the CPD report when ready [3] [4]. Photograph vehicle angles, crush damage, and restraint marks. If airbags deployed, photograph airbags and keep deployment data if requested by your insurer. If you were a passenger, gather the driver’s policy details and report the incident to your insurer if your policy requires notice even when not at fault. According to Illinois crash statistics, traffic injuries and fatalities remain a major public safety concern, with annual statewide fatalities numbering in the thousands and serious injuries in the tens of thousands [2].
If injuries are significant, many people contact Chicago car accident lawyers to coordinate communications with multiple insurers and to track medical billing codes and liens while treatment begins.
What is different after a Chicago pedestrian or bicycle collision?
Request that responding officers note crosswalk use, signal phases, lane markings, and the presence of bike lanes. Photograph curb ramps, signals, and whether turning vehicles had protected arrows or yielded. Seek immediate care for potential head, neck, and orthopedic injuries, and ask providers to note mechanism of injury. Preserve your bicycle, helmet, and clothing for inspection. Ask nearby businesses for video within 48 to 72 hours, since many systems overwrite quickly.
What is different after a motorcycle or scooter crash in Chicagoland?
Document protective gear, helmet certification labels, and photos of the roadway for gravel, potholes, or construction plates. Many riders experience road rash and joint trauma. Quick evaluation and wound care can limit infection risk. Check for witnesses who observed left turn conflicts or unsafe following distances. Early outreach to nearby traffic and security cameras is especially important on multi lane corridors.
What is different after a fall on a Chicago property?
Ask a manager to complete an incident report and request a copy or report number. Photograph the hazard, lighting, and any warning signs. Obtain the names of employees on duty. If ice or snow is involved, photograph conditions quickly. Keep footwear and do not wash clothing until after photos. City ordinances and property maintenance policies can be relevant, but your immediate goal in week one is to document the condition before it changes.
What is different after a collision with a commercial truck?
Truck crashes may involve electronic control module data and driver logs. Send written preservation requests to the carrier to retain hours of service logs, dashcam video, and post crash inspections. Photograph underride damage, trailer markings, and skid patterns. Because fleets often cycle vehicles rapidly, the first week is a key window to protect this evidence.
When should you contact a lawyer in Chicago and what can they do in week one?
Early legal help can reduce mistakes and protect deadlines. In the first week, a law firm can:
- Coordinate medical and records. Gather emergency room charts, radiology, and follow up notes under your HIPAA access rights [11].
- Manage insurers. Set up claims, control recorded statements, and channel written communications to build a clean paper trail. Illinois law prohibits certain unfair claims practices, so documentation matters [12].
- Preserve evidence. Send spoliation and preservation letters for cameras, vehicles, and logs before routine overwriting or salvage occurs.
- Map deadlines. Identify whether the two year general personal injury period or a one year public entity period may apply and calendar tolling issues for minors [5] [6] [8].
- Start liability analysis. Evaluate comparative fault issues under Illinois law and outline initial strategy for evidence and witnesses [10].
Many Chicago personal injury lawyers offer free initial consultations that explain next steps and how fees work, with no upfront payment.
If you prefer to speak with a firm that handles both straightforward and complex Cook County cases, many people look to Chicago car accident lawyers to get involved early so that critical first week evidence is not lost.
Which Chicago and Cook County resources can help you this week?
- CPD traffic crash reports. Crash reports typically become available online once processed [4].
- Cook County court information. The Clerk of the Circuit Court provides case information, filing details, and location resources for civil cases throughout Cook County [13].
- Illinois crash facts and statistics. IDOT publishes annual statewide crash statistics that can help you understand risk factors and context [2].
- Medical record access. Federal resources explain your right of access to medical records, which helps you organize your file in week one [11].
- FOIA for police records. The CPD FOIA portal describes how to request existing records such as 911 audio or body worn camera footage when available [14].
Who is GoSuits and how can our approach help during week one?
If your situation involves an injury in Chicago or broader Chicagoland, a free consultation can help you understand timelines, evidence priorities, insurance communications, and how a civil claim is built in Illinois. GoSuits handles personal injury matters across Chicago, Cook County, and throughout Illinois. We use a technology driven approach designed to move your case forward efficiently while keeping you informed at every step.
- Exclusive proprietary software. Our internal platform automates time sensitive tasks like preservation notices, medical record requests, and insurer communications, helping us capture critical first week evidence and reduce bottlenecks.
- Client access to designated attorneys. Although we rely on technology to expedite cases, every client works directly with a designated attorney. We do not use case managers, and clients have unfettered access to their attorney for updates, questions, and strategy decisions.
- Proven results. Our team has secured meaningful results for seriously injured clients in a range of cases. You can review our track record at prior cases.
- Leadership in innovation. We continually refine our tools and workflows so investigations start immediately during week one, including outreach to witnesses and rapid records retrieval.
- Trial readiness. When negotiations stall, trial experience can influence outcomes. We prepare cases from day one with litigation in mind, including early identification of experts when appropriate and planning for Cook County practice and jury instructions.
- Broad injury practice coverage. Our firm handles car, truck, motorcycle, pedestrian, bicycle, premises liability, construction incidents, product defect injuries, traumatic brain injuries, and wrongful death. See our full list of practice areas and meet our attorneys. Learn more about us.
- 30 years of combined experience. Our attorneys bring three decades of combined experience to analyze liability, damages, and insurance coverage for Illinois civil cases.
During your free consultation, we will discuss the immediate steps for the first week, how Illinois deadlines may apply to your facts, and how we can handle communications with insurers so you can focus on medical care and recovery.
References and resources
- What To Do After a Vehicle Crash – NHTSA
- Illinois Crash Facts and Statistics – Illinois Department of Transportation
- 625 ILCS 5/11-406 Motor vehicle accident reports – Illinois General Assembly
- Traffic Crash Reports – Chicago Police Department
- 735 ILCS 5/13-202 Personal actions statute of limitations – Illinois General Assembly
- 745 ILCS 10/8-101 Tort Immunity Act statute of limitations – Illinois General Assembly
- 735 ILCS 5/13-205 Five year limitations period – Illinois General Assembly
- 735 ILCS 5/13-211 Minors and persons under disability – Illinois General Assembly
- 740 ILCS 180/2 Wrongful Death Act limitations – Illinois General Assembly
- 735 ILCS 5/2-1116 Comparative negligence – Illinois General Assembly
- Individuals’ Right Under HIPAA to Access Health Information – HHS
- 215 ILCS 5/154.6 Unfair claims practices – Illinois General Assembly
- Clerk of the Circuit Court of Cook County – Official Site
- Freedom of Information Act Requests – Chicago Police Department
What should I do at the scene in Chicago during the first hour after an accident?
Call 911 immediately if anyone may be hurt so Chicago Police and Fire can respond. If safe, move vehicles out of traffic, turn on hazard lights, and set out flares or triangles if available. Exchange names, contact information, driver’s license numbers, license plates, and insurance details. Ask the officer for their name, badge number, and the crash report number before you leave. For non-vehicle incidents (like a fall), ask the property or store to create an incident report and get the report number. Do not argue about fault; keep statements short and factual. If pain worsens, request ambulance transport because some injuries have delayed symptoms.
How do I document injuries and property damage during the first week?
Take wide and close photos of vehicles, debris, skid marks, traffic controls, weather, and lighting. For indoor incidents, photograph wet floors, torn carpeting, broken handrails, or warning signs. Photograph your injuries daily to show changes. Collect witness names, phone numbers, emails, and ask if anyone captured video. Save all receipts for medications, supplies, rideshares, and rentals. Keep a daily symptom and activity journal. Obtain official reports such as Chicago Police Department traffic crash reports once processed.
Do I have to report a crash in Illinois? To whom and when?
Yes. Illinois requires a written report to the Illinois Department of Transportation within 10 days if anyone is injured or killed or if property damage exceeds the statutory threshold. This is separate from the police report that officers submit. In Chicago, you can purchase your CPD traffic crash report online once available. For nontraffic incidents (like a fall at a business), report the event to the manager and request an incident report; for injuries on public property, call 311 and keep documentation.
How soon should I see a doctor and how do I get my medical records?
Seek prompt medical evaluation even if you feel only soreness or a headache, since concussions, internal injuries, and soft tissue damage can be delayed. Follow your provider’s recommendations and attend all follow-ups. Ask how to access your records and imaging; under federal rules you have a right to timely access, often within 30 days and frequently faster through patient portals. Save discharge instructions, doctor’s notes, prescriptions, and referrals. Early legal help can also streamline record collection and lien coordination.
When and how should I notify insurance in Illinois?
Report the claim to your insurer within the first few days with accurate, concise facts. If the other party’s insurer calls, you can provide basic identifiers and claim numbers, then request written questions so you can respond accurately after you have medical information. Keep a written log of calls and emails. Do not sign blanket medical authorizations; offer relevant post-incident records and limited prior records when appropriate. Ask for separate claim numbers for bodily injury and property damage and an adjuster email to maintain a paper trail.
What legal deadlines start running right away in Illinois injury cases?
Common deadlines include: two years for most personal injury claims; five years for property damage only; one year for claims against local public entities under the Tort Immunity Act; two years for most wrongful death claims; and tolling rules that may extend deadlines for minors or people under certain legal disabilities. Because exceptions apply, consult an attorney early to identify the correct deadline for your situation.
How do I preserve evidence in Chicago, including videos and vehicles?
Send preservation letters to nearby businesses to retain surveillance footage and to vehicle owners for dashcam or telematics data. Promptly request relevant CPD records (such as 911 audio or body-worn camera footage) through the CPD FOIA process. Secure your vehicle at the tow yard and instruct them not to destroy, salvage, or release it without your written permission. Keep damaged items like clothing or broken gear in sealed bags and do not repair or wash them until after they are photographed and inspected.
What if I might be partly at fault under Illinois law?
Illinois uses modified comparative negligence. You can recover damages if you are not more than 50% at fault, but your recovery is reduced by your percentage of fault. If you are more than 50% at fault, you generally cannot recover. Early evidence collection: witness statements, photos, and videos, can strongly influence fault determinations. Remember, the police report does not decide civil liability; fault is determined under Illinois law and the facts developed later.
How does the first week differ for common Chicago accident types?
Car crashes: Complete the Illinois crash reporting requirement if applicable, obtain the CPD report, and photograph vehicle positions, crush damage, restraints, and airbags. Passengers should gather the driver’s policy info and may need to notify their own insurer per policy terms.
Pedestrian or bicycle: Document crosswalk use, signal phases, lane markings, bike lanes, curb ramps, and whether turning vehicles had protected arrows or yielded. Seek care for potential head, neck, and orthopedic injuries. Ask nearby businesses for video within 48–72 hours.
Motorcycle or scooter: Photograph protective gear, helmet labels, and roadway conditions (gravel, potholes, plates). Prompt wound care is important. Identify witnesses to left-turn conflicts or unsafe following.
Falls on property: Obtain an incident report, photograph the hazard, lighting, and any warnings, and note employee names. For ice or snow, document conditions quickly. Keep footwear and clothing unwashed.
Commercial trucks: Send immediate preservation requests for driver logs, dashcam video, and electronic control module data. Photograph trailer markings, underride damage, and skid patterns.
When should I contact a Chicago lawyer, and how can GoSuits help in week one?
Contact a lawyer as early as possible to avoid mistakes and protect deadlines. In the first week, a law firm can coordinate medical records, manage insurer communications, send preservation letters, map the correct filing deadline, and start analyzing liability and comparative fault. GoSuits offers free consultations, uses a technology-driven process to automate time-sensitive tasks like preservation notices and medical record requests, provides direct access to designated attorneys (no case managers), prepares cases with trial in mind, and handles a broad range of injury matters across Chicago and Cook County.
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