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Nearly 250 banks are set to close this year – is your local branch on the list?

Use our interactive map to see the banks shutting their doors where you live

05:52, 15 Jun 2026

Banks are closing across the country, including some Lloyds branches(Image: PA)

Hundreds of banks will close their doors across the UK this year – as the industry deals another hammer blow to high streets. Online banking has changed the way many people manage their money on a daily basis.

But for several customers, including elderly or vulnerable people, bank branches are vital. Yet in recent years, the UK’s major banks have removed thousands of them from town centres up and down the country.

This year is shaping up to be no different. By the start of June, 138 banks had already closed for good across the UK, and by the end of the year the total is expected to stand at 245 shuttered branches.

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The closures affect every part of the UK – including Greater Manchester, where eight branches will have disappeared in 2026. Lloyds customers have been hardest hit, with 82 Lloyds branches already shut or scheduled to close this year across the country.

Halifax and Bank of Scotland – which are also part of the Lloyds Banking Group – will close a combined 71 branches. Meanwhile, Santander is closing 54 branches this year and NatWest is closing 35 banks.

You can check whether your local branch is due to close using our interactive map below

In Greater Manchester, Halifax branches in Didsbury and Ashton-under-Lyne have closed their doors this month, along with Lloyds in Altrincham. Other banks have closed in Manchester, Rochdale, Tameside and Trafford earlier this year.

Lloyds Banking Group says the shift from in-person banking to mobile services has driven its closures. In February 2022, all major banking groups committed to a voluntary agreement to assess the impact of each closure.

Yet the major banks have still closed 2,167 branches since that date – an average of nearly 10 closures a week. The LINK initiative was established to scrutinise each closure and ensure that vulnerable customers and small businesses were not left behind in the transition to cashless payments and virtual banking.

When closures leave communities without any local bank, banking hubs or free ATMs are set up to fill the gap. So far, LINK has recommended the opening of 277 bank hubs.

Santander is among the major banks shutting branches(Image: PA)

In May, the Government announced an independent review into access to banking, to be led by Richard Lloyd, the ex-Director General of Which? and the former interim Chair of the Financial Conduct Authority. As part of the review, Mr Lloyd has launched a consultation on the impact of branch closures and their implications for the future.

Currently, closure assessments focus on cash access and the potential gap left by a branch closure. But this assessment could be extended to include access to banking, which could mean recommending new banking hubs at branches that have already been assessed for closure, as well as at future sites.

Experts believe the previous commitment of 350 hubs could increase to 550 if these changes are implemented. Nick Quin, Chief Corporate Affairs Officer, LINK: “More people are choosing to bank and pay for things digitally.

“Many people rely entirely on their smartphones when they leave the home, and don’t carry cash or even a wallet. That means cash use is falling too, but it remains critical, and over £76bn was withdrawn from LINK cash machines last year.

Banking hubs are becoming more common(Image: Donna Clifford/GrimsbyLive)

“Whenever a bank branch does close, LINK will assess the impact to see if additional cash services are required. We’re committed to protecting the cash infrastructure for the millions of people who still rely on it.”

Gareth Oakley, CEO, Cash Access UK: “The way people are banking is changing as more people choose to bank and pay for things digitally. But for those people who still rely on cash and face-to-face banking services, the good news is that more banking hubs are opening every week. We’ve opened more than 200 now, including 100 in 2025 alone.

“What’s particularly brilliant about hubs is that we can serve the customers of all the major high street banks in one location. They’re getting busier too with on average around 150 customer transactions every day.

“There’s a real buzz about them. Hubs alongside deposit services and other new cash solutions will continue to help businesses and consumers to readily access and deposit cash when they need to.”

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